Replacement Car Title
More Auto Information

How to Get a Replacement Car Title After a Lost or Stolen Title

Did you know that there are 152,971 cars produced every day? 

Have you lost your car title and need a quick replacement? It can be frustrating to lose something so important. Fortunately, getting a replacement car title is easy when you know the steps to follow.

Keep reading to learn everything you need to do to receive a new car title after losing or stealing your old one.

Applying for a Lost Title

Depending on the state of residence, the process may vary. The first step is to contact the local DMV and file a lost title application. Once the application is filled out, the paperwork can be taken or mailed to the DMV.

After receiving the paperwork, the DMV will process the request and issue a new title. They will also need to provide proof of identity, proof of ownership, and any other documents. Depending on the state, additional items may need, such as receipts or a form of verification of ownership. 

Explore Insurance Options

Exploring your insurance options is one of the most important steps in getting a replacement car title after a lost or stolen title. If your policy covers the loss, you may be able to receive a reimbursement for the cost of the replacement title. Contact the insurance company that provides collision coverage for your car and inquire about filing a claim, or you can visit TitleLoanNearMe, which can help you with your lost car title. 

Depending on your policy, you may also be able to get a cash settlement to replace the vehicle if it can no longer be used. Once you have your car titles replaced, update your car insurance records with the new title information so that you are adequately covered in the event of any future losses.

File a Police Report 

If you have a lost car title, one step to getting a replacement title is to file a police report. Filing the report with the local police is a requirement due to possible fraudulent title cases. Without a police report, the Department of Motor Vehicles (DMV) won’t allow you to initiate the process for the replacement title.

You must provide the Police Department with the necessary documentation, such as your driver’s license and VIN. This way, the DMV can be notified of the crime. After the police report is verified, the DMV can provide a replacement car title with the necessary form and fee.

Pay Fees for Replacing a Lost Title

You may need to fill out a form to request a new title and provide proof of ownership. Many states will charge a fee to process the replacement title.

Fees will vary depending on the state if the title belongs to a leased vehicle. Payment can make via credit/debit card, check, or money order. The title should arrive in the mail within a few weeks.

Get a Replacement Car Title

After all the paperwork has been properly completed and submitted, you should be able to obtain a replacement car title in a few weeks. In the meantime, keep your car safe by locking it in your garage or driveway and parking it in a public area with high visibility. Contact your local DMV today to learn more about the car title application process.

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